{
  "entityType": "institution",
  "schemaVersion": "institution.v1",
  "unitid": "167394",
  "slug": "college-of-our-lady-of-the-elms-ma",
  "name": "College of Our Lady of the Elms",
  "city": "Chicopee",
  "state": "MA",
  "url": "https://www.elms.edu/",
  "control": "Private nonprofit",
  "predDegree": "Bachelor",
  "locale": "Suburb",
  "ugEnrollment": 949,
  "admissionRate": 0.8526,
  "netCostAnnual": 54027,
  "medianDebt": 20500,
  "medianDebtCompleters": 25000,
  "medianDebtWithdrawers": 9000,
  "medianEarnings10yr": 51540,
  "earningsP25": 31411,
  "earningsP75": 72563,
  "medianEarnings6yr": 54087,
  "pctEarningAboveHs": 0.769,
  "completionRate": 0.6809,
  "defaultRate3yr": 0,
  "repaymentRate1yr": 0.5381,
  "debtToEarnings": 0.398,
  "estCost4yr": 216108,
  "earningsPremiumVsHs": 23540,
  "source": {
    "dataset": "education_gold.institution_roi_surface",
    "sourceId": "src:doe:college-scorecard:institution:2026-06-10",
    "sourceLabel": "U.S. Dept. of Education College Scorecard (2026-06-10 release)",
    "sourceUrl": "https://collegescorecard.ed.gov/",
    "generatedAt": "2026-06-22T05:28:42.264198+00:00"
  },
  "byMajor": {
    "note": "Program pay is measured 1 year after completion (early career, graduates only) — a different, earlier measure than medianEarnings10yr (10 years after entry). Do not compare the two directly.",
    "earnLow": 30497,
    "earnHigh": 103025,
    "programs": [
      {
        "field": "Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.",
        "cip": "5138",
        "credlev": "6",
        "credential": "Doctoral Degree",
        "earn1yr": 103025,
        "earn2yr": null,
        "debt": null,
        "d2e": null,
        "awards": null
      },
      {
        "field": "Business, Management, Marketing, and Related Support Services, Other.",
        "cip": "5299",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 71174,
        "earn2yr": 82440,
        "debt": null,
        "d2e": null,
        "awards": 15
      },
      {
        "field": "Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.",
        "cip": "5138",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 70301,
        "earn2yr": 69410,
        "debt": 20907,
        "d2e": 0.297,
        "awards": 108
      },
      {
        "field": "Special Education and Teaching.",
        "cip": "1310",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 52761,
        "earn2yr": 46790,
        "debt": 38151,
        "d2e": 0.723,
        "awards": 32
      },
      {
        "field": "Criminal Justice and Corrections.",
        "cip": "4301",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 41410,
        "earn2yr": null,
        "debt": null,
        "d2e": null,
        "awards": 14
      },
      {
        "field": "Computer and Information Sciences, General.",
        "cip": "1101",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 36357,
        "earn2yr": null,
        "debt": null,
        "d2e": null,
        "awards": null
      },
      {
        "field": "Social Work.",
        "cip": "4407",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 35262,
        "earn2yr": 35060,
        "debt": 28250,
        "d2e": 0.801,
        "awards": 46
      },
      {
        "field": "Psychology, General.",
        "cip": "4201",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 34711,
        "earn2yr": 29250,
        "debt": 26493,
        "d2e": 0.763,
        "awards": 16
      },
      {
        "field": "Marketing.",
        "cip": "5214",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 34565,
        "earn2yr": 38289,
        "debt": null,
        "d2e": null,
        "awards": 11
      },
      {
        "field": "Business Administration, Management and Operations.",
        "cip": "5202",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 33943,
        "earn2yr": null,
        "debt": 26000,
        "d2e": 0.766,
        "awards": 5
      },
      {
        "field": "Communication Disorders Sciences and Services.",
        "cip": "5102",
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        "credential": "Bachelor's Degree",
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        "earn2yr": 23456,
        "debt": 27000,
        "d2e": 0.885,
        "awards": 19
      }
    ]
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}