{
  "entityType": "institution",
  "schemaVersion": "institution.v1",
  "unitid": "219949",
  "slug": "cumberland-university-tn",
  "name": "Cumberland University",
  "city": "Lebanon",
  "state": "TN",
  "url": "www.cumberland.edu/",
  "control": "Private nonprofit",
  "predDegree": "Bachelor",
  "locale": "Town",
  "ugEnrollment": 2104,
  "admissionRate": 0.6733,
  "netCostAnnual": 43358,
  "medianDebt": 11250,
  "medianDebtCompleters": 17952,
  "medianDebtWithdrawers": 5500,
  "medianEarnings10yr": 57687,
  "earningsP25": 38662,
  "earningsP75": 82086,
  "medianEarnings6yr": 52246,
  "pctEarningAboveHs": 0.706,
  "completionRate": 0.4559,
  "defaultRate3yr": 0,
  "repaymentRate1yr": 0.5625,
  "debtToEarnings": 0.195,
  "estCost4yr": 173432,
  "earningsPremiumVsHs": 29687,
  "source": {
    "dataset": "education_gold.institution_roi_surface",
    "sourceId": "src:doe:college-scorecard:institution:2026-06-10",
    "sourceLabel": "U.S. Dept. of Education College Scorecard (2026-06-10 release)",
    "sourceUrl": "https://collegescorecard.ed.gov/",
    "generatedAt": "2026-06-22T05:28:42.264198+00:00"
  },
  "byMajor": {
    "note": "Program pay is measured 1 year after completion (early career, graduates only) — a different, earlier measure than medianEarnings10yr (10 years after entry). Do not compare the two directly.",
    "earnLow": 26752,
    "earnHigh": 55549,
    "programs": [
      {
        "field": "Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.",
        "cip": "5138",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 55549,
        "earn2yr": 56415,
        "debt": 23000,
        "d2e": 0.414,
        "awards": 65
      },
      {
        "field": "Business Administration, Management and Operations.",
        "cip": "5202",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 54788,
        "earn2yr": 69338,
        "debt": 24420,
        "d2e": 0.446,
        "awards": 58
      },
      {
        "field": "Teacher Education and Professional Development, Specific Subject Areas.",
        "cip": "1313",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 42951,
        "earn2yr": 41937,
        "debt": 21380,
        "d2e": 0.498,
        "awards": 19
      },
      {
        "field": "Education, General.",
        "cip": "1301",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 42566,
        "earn2yr": 41261,
        "debt": 23000,
        "d2e": 0.54,
        "awards": 10
      },
      {
        "field": "Business Administration, Management and Operations.",
        "cip": "5202",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 33915,
        "earn2yr": null,
        "debt": 19297,
        "d2e": 0.569,
        "awards": 47
      },
      {
        "field": "Criminal Justice and Corrections.",
        "cip": "4301",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 31267,
        "earn2yr": 31314,
        "debt": null,
        "d2e": null,
        "awards": 19
      },
      {
        "field": "Teacher Education and Professional Development, Specific Subject Areas.",
        "cip": "1313",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 26752,
        "earn2yr": 28598,
        "debt": null,
        "d2e": null,
        "awards": 3
      }
    ]
  }
}