---
title: Cumberland University — cost, debt & earnings (College Scorecard)
location: Lebanon, TN
control: Private nonprofit
source: U.S. Dept. of Education College Scorecard (2026-06-10 release)
sourceUrl: https://collegescorecard.ed.gov/
---

# Cumberland University

Lebanon, TN · Private nonprofit · Bachelor-granting

> Federal College Scorecard institution **medians** — not a prediction of any one student's outcome, and not a figure for any single program. Earnings/debt cover federally-aided students.

## The bottom line

| Figure | Value | Status |
| --- | --- | --- |
| Typical earnings, 10 yrs after entry | $57,687 | recorded |
| Earnings range (25th–75th pct) | $38,662 – $82,086 | recorded |
| Typical federal debt | $11,250 | recorded |
| Debt of students who withdrew | $5,500 | recorded |
| Completion rate | 46% | recorded |
| Average annual net cost | $43,358 | recorded |
| % earning above a $28k HS-grad wage | 71% | recorded |
| Debt ÷ a year's earnings | 0.20× | derived |
| Earnings premium vs $28k HS benchmark | $29,687 | derived |

**46% of students finish** — the loans are owed whether or not you graduate, so read every figure below next to this number.

Typical **federal** loan debt is $11,250 (≈ 20% of a year's typical earnings here). Note: this counts federal loans only — not private loans, Parent PLUS, or family savings — so true borrowing is usually higher; and because dropouts borrow less, low-completion schools can show a deceptively low debt figure.

## Earnings by major (the number that decides "worth it")

> **Different measure — read on its own terms.** These are median earnings **1 year after completing the program** (early career, graduates only) — NOT the 10-years-after-entry school-wide figure above. Do not compare a program figure to the school figure; compare majors to each other. The Dept. of Education omits programs with too few graduates.

By program, early-career pay ranges from $26,752 to $55,549 across 7 program(s).

| Major | Credential | Pay (1 yr out) | Median debt |
| --- | --- | --- | --- |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor's Degree | $55,549 | $23,000 |
| Business Administration, Management and Operations. | Master's Degree | $54,788 | $24,420 |
| Teacher Education and Professional Development, Specific Subject Areas. | Master's Degree | $42,951 | $21,380 |
| Education, General. | Master's Degree | $42,566 | $23,000 |
| Business Administration, Management and Operations. | Bachelor's Degree | $33,915 | $19,297 |
| Criminal Justice and Corrections. | Bachelor's Degree | $31,267 | not reported |
| Teacher Education and Professional Development, Specific Subject Areas. | Bachelor's Degree | $26,752 | not reported |

## What this is — and is NOT

Institution-wide medians from the U.S. Dept. of Education College Scorecard. **Not** a prediction of what you would earn or owe, **not** a figure for any single program (a CS and a fine-arts graduate of the same school diverge enormously), **not** proof the school caused the outcome (selection, not causation), and **not** a "best college" ranking. Explore Cumberland University by field of study at the official Scorecard: https://collegescorecard.ed.gov/school/?219949

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Structured data (JSON-LD), each figure labeled by epistemic status: `/education/cumberland-university-tn.jsonld` · all schools: `/education`