Education Atlas

College Scorecard · cost, debt & earnings

Empire State University

Saratoga Springs, NY · Public · Bachelor-granting · 7,585 undergrads

Weigh this carefully before borrowing

Only 41% of students here finish, and the loans are owed whether or not you graduate (students who withdrew here carry a median of $9,500 in federal debt). Compare the cost and completion against a community college or in-state public university before you sign.

Do students finish?
41% complete

A large share of students do not finish; the cost is the same whether or not you graduate.

What does it cost?
$19,699/yr net

Average annual price after grants & scholarships. ~$78,796 over four years if you finish on time.

What former students go on to earn

The middle 50% of students who received federal aid, measured 10 years after they entered (an earlier entering class — not a guarantee, and not limited to those who graduated). Earnings vary enormously by field of study.

$54,080 median, 10 yrs after entry
25th pct $30,511 median $54,080 75th pct $80,195

69% earn more than a typical high-school graduate (the dashed line above, $28,000 — a fixed, somewhat dated federal benchmark) ten years on.

Your major matters more than your school

The school-wide figure above blends every major together — but pay varies enormously by program. Pick a degree level (and search your major) to compare like-for-like.

Read these on their own terms. Program pay is measured 1 year after completing the program (early career, graduates only) — not the same as the school-wide number above, which is 10 years after a student first enrolled. Don't compare a program figure to the school figure; use the programs to compare majors to each other.

11 Bachelor's programs · $26,650 to $78,762 (1 yr out)

MajorPay · 1yr outMedian debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.Bachelor's $78,762 $18,477
Biological and Physical Sciences.Bachelor's $52,259
Public Administration and Social Service Professions, Other.Bachelor's $49,562
Business/Commerce, General.Bachelor's $46,983 $20,500
Community Organization and Advocacy.Bachelor's $38,496 $19,000
Social Sciences, General.Bachelor's $38,352
History.Bachelor's $37,928 $18,750
Psychology, General.Bachelor's $36,299 $17,000
Education, General.Bachelor's $33,185 $13,183
English Language and Literature/Letters, Other.Bachelor's $29,680 $20,750
Visual and Performing Arts, General.Bachelor's $26,650

The Dept. of Education omits programs with too few graduates (to protect privacy), so not every major appears. Pay is a median for federally-aided graduates. Full program detail on the official Scorecard.

Typical federal loan debt
$11,000
20% of one year's typical earnings here

This counts federal student loans only — not private loans, Parent PLUS loans, or family savings, so the true cost of borrowing is usually higher. And because students who drop out borrow less, a school where many students don't finish can show a deceptively low debt figure — read it next to the completion rate above.

What these numbers are — and are not

Every figure here is an institution-wide median from the U.S. Dept. of Education College Scorecard. It is not a prediction of what you would earn or owe — a computer-science and a fine-arts graduate of the same school can earn wildly different amounts, and your field of study matters more than your school. It is not a figure for any one program, not proof the school caused the outcome (selective schools admit students who would earn more anyway), and not a "best college" ranking. Earnings and debt cover federally-aided students.

→ The number that actually answers "worth it" is earnings by major — see the by-major breakdown above (19 programs at this school).

Also available: structured data (JSON-LD) · plain text · JSON. Source: U.S. Dept. of Education College Scorecard (2026-06-10 release). · school website