Education Atlas

College Scorecard · field of study · all U.S. colleges

Is a Mathematics degree worth the debt?

The figures below lead with the Bachelor's, aggregated across 281 colleges (281 of 281 programs report earnings). Other credential levels are in the table further down.

Median pay · 1 yr after
$43,164

Graduates only, early career.$44,523 two years out.

Median federal debt
$19,936

Federal loans only — not private or Parent PLUS.

Debt vs a year's pay
0.46×

46% of a first year's earnings.

Typical debt is well under a single year's early-career pay.

The college you pick moves this a lot

The middle 50% of Bachelor's programs in Mathematics report early-career pay between $38,941 and $48,947 — a spread of $10,006 that depends on the program and who attends it, not the major alone.

25th pct $38,941 median $43,164 75th pct $48,947

By degree level

Each level is a separate decision — more schooling usually means more pay and more debt.

LevelPay · 1yrDebtDebt/pay
Bachelor's 281 colleges $43,164 $19,936 0.46×
Master's 11 colleges $52,377 $24,958 0.42×

Where a Bachelor's in this field reports the highest early-career pay

The 15 programs with the highest reported pay one year after completion. This reflects who enrolls and where they live as much as the program itself — it is not a causal quality ranking.

Massachusetts Institute of Technology MA $82,796 $9,751 debt
University of Chicago IL $81,753 $12,000 debt
Cornell University NY $77,827 $13,500 debt
Vanderbilt University TN $76,609 $9,644 debt
Dartmouth College NH $76,013 $11,617 debt
Johns Hopkins University MD $70,019 $10,859 debt
Northeastern University MA $69,773 $21,750 debt
Drexel University PA $69,658 $30,899 debt
Northwestern University IL $68,815 $12,418 debt
Southern Methodist University TX $68,463 $20,000 debt
Rensselaer Polytechnic Institute NY $67,066 $23,250 debt
Georgetown University DC $66,793 $17,500 debt
University of Michigan-Ann Arbor MI $66,504 $20,675 debt
Michigan Technological University MI $66,292 $17,500 debt

What these numbers are — and are not

Every figure here is a median across college programs in Mathematics, from the U.S. Dept. of Education College Scorecard. It is not a prediction of what you would earn (your college, effort, and local job market vary enormously — see the spread above), not lifetime earnings (it is measured 1–2 years after completion, early career), not proof the major caused the outcome (who enters a field differs by field — selection, not causation), and not a "best majors" ranking: earnings are one dimension of worth, not the whole of it. Teaching and social work pay far less than the fields at the top of this list and matter enormously. Earnings cover federally-aided completers at programs large enough to report.

Also available: structured data (JSON-LD) · plain text · JSON. Source: U.S. Dept. of Education College Scorecard — Field of Study (2026-06-10 release). · explore this field on the official Scorecard