--- title: Is a Pharmacology and Toxicology degree worth the debt? cip: 2610 source: U.S. Dept. of Education College Scorecard — Field of Study (2026-06-10 release) sourceId: src:doe:college-scorecard:field-of-study:2026-06-10 --- # Is a Pharmacology and Toxicology degree worth the debt? Leading with the **Bachelor's**, across **3** colleges (3 of 3 programs report earnings): - **Median pay, 1 year after completion:** $40,455 ($42,908 at 2 years) - **Median federal debt:** $13,286 (federal loans only) - **Debt-to-earnings:** 0.30× a first year's pay **How to read this:** these are MEDIANS across college programs, measured **1–2 years after completion** (early career, graduates only) — NOT lifetime earnings, and NOT comparable to a college's 10-years-after-entry figure. They cover **federally-aided completers at programs large enough to report**; small programs are suppressed. A field median is not a prediction of your outcome, not causal (who enters a field differs by field), and **not a "best majors" ranking** — earnings are one dimension of worth. Verify by field at the official College Scorecard (https://collegescorecard.ed.gov/). ## By degree level | Level | Pay (1yr) | Federal debt | Debt/pay | Colleges | Programs reporting | | --- | --- | --- | --- | --- | --- | | Bachelor's | $40,455 | $13,286 | 0.30× | 3 | 3/3 | | Master's | $36,587 | $45,367 | 1.24× | 3 | 3/3 | ## Where a Bachelor's in this field reports the highest early-career pay Reflects who enrolls and where, not causal program quality. | College | Pay (1yr) | Federal debt | | --- | --- | --- | | University of California-Santa Barbara (CA) | $46,278 | $14,500 | | University of California-Davis (CA) | $40,455 | $12,072 | | CUNY York College (NY) | $18,907 | — | RECORDED College Scorecard figures + one DERIVED ratio (debt-to-earnings). Informs and compares; not advice on what to major in. Each college's full record: `/education/`. Structured data: `/education/fields/pharmacology-and-toxicology.jsonld` · `/education/fields/pharmacology-and-toxicology.json`