Education Atlas

College Scorecard · field of study · all U.S. colleges

Is a Social Work degree worth the debt?

The figures below lead with the Bachelor's, aggregated across 349 colleges (349 of 349 programs report earnings). Other credential levels are in the table further down.

Median pay · 1 yr after
$31,737

Graduates only, early career.$32,332 two years out.

Median federal debt
$23,000

Federal loans only — not private or Parent PLUS.

Debt vs a year's pay
0.72×

72% of a first year's earnings.

Typical debt is under a year's early-career pay.

The college you pick moves this a lot

The middle 50% of Bachelor's programs in Social Work report early-career pay between $29,297 and $34,258 — a spread of $4,961 that depends on the program and who attends it, not the major alone.

25th pct $29,297 median $31,737 75th pct $34,258

By degree level

Each level is a separate decision — more schooling usually means more pay and more debt.

LevelPay · 1yrDebtDebt/pay
Associate's 14 colleges $25,284 $11,478 0.45×
Bachelor's 349 colleges $31,737 $23,000 0.72×
Master's 272 colleges $44,536 $39,487 0.86×
Doctoral 5 colleges $78,174 $78,880 0.97×
Professional 3 colleges $51,022 $55,825 1.07×
Grad cert. 5 colleges $44,535 $39,602 0.96×

Where a Bachelor's in this field reports the highest early-career pay

The 15 programs with the highest reported pay one year after completion. This reflects who enrolls and where they live as much as the program itself — it is not a causal quality ranking.

University of California-Berkeley CA $42,882 $13,000 debt
Bethel University MN $42,826 $22,500 debt
Monmouth University NJ $42,523 $27,000 debt
St Catherine University MN $42,462 $28,020 debt
University of Massachusetts-Boston MA $41,911 $26,072 debt
Metropolitan State University MN $41,859 $17,698 debt
Minot State University ND $41,171 $16,750 debt
Winona State University MN $40,999 $20,225 debt
Seton Hall University NJ $40,667 $23,783 debt
University of Nevada-Reno NV $39,764 $19,019 debt
Augsburg University MN $39,739 $24,783 debt
Minnesota State University Moorhead MN $39,480 $19,909 debt
Minnesota State University-Mankato MN $39,358 $19,871 debt
The College of Saint Scholastica MN $39,169 $18,974 debt
University of Wisconsin-Green Bay WI $38,916 $19,168 debt

What these numbers are — and are not

Every figure here is a median across college programs in Social Work, from the U.S. Dept. of Education College Scorecard. It is not a prediction of what you would earn (your college, effort, and local job market vary enormously — see the spread above), not lifetime earnings (it is measured 1–2 years after completion, early career), not proof the major caused the outcome (who enters a field differs by field — selection, not causation), and not a "best majors" ranking: earnings are one dimension of worth, not the whole of it. Teaching and social work pay far less than the fields at the top of this list and matter enormously. Earnings cover federally-aided completers at programs large enough to report.

Also available: structured data (JSON-LD) · plain text · JSON. Source: U.S. Dept. of Education College Scorecard — Field of Study (2026-06-10 release). · explore this field on the official Scorecard