---
title: North American Trade Schools — cost, debt & earnings (College Scorecard)
location: Baltimore, MD
control: For-profit
source: U.S. Dept. of Education College Scorecard (2026-06-10 release)
sourceUrl: https://collegescorecard.ed.gov/
---

# North American Trade Schools

Baltimore, MD · For-profit · Certificate-granting

> Federal College Scorecard institution **medians** — not a prediction of any one student's outcome, and not a figure for any single program. Earnings/debt cover federally-aided students.

## The bottom line

| Figure | Value | Status |
| --- | --- | --- |
| Typical earnings, 10 yrs after entry | $39,756 | recorded |
| Earnings range (25th–75th pct) | $18,695 – $62,589 | recorded |
| Typical federal debt | $3,668 | recorded |
| Debt of students who withdrew | $3,372 | recorded |
| Completion rate | 69% | recorded |
| Average annual net cost | $8,597 | recorded |
| % earning above a $28k HS-grad wage | 58% | recorded |
| Debt ÷ a year's earnings | 0.09× | derived |
| Earnings premium vs $28k HS benchmark | $11,756 | derived |

**69% of students finish** — the loans are owed whether or not you graduate, so read every figure below next to this number.

Typical **federal** loan debt is $3,668 (≈ 9% of a year's typical earnings here). Note: this counts federal loans only — not private loans, Parent PLUS, or family savings — so true borrowing is usually higher; and because dropouts borrow less, low-completion schools can show a deceptively low debt figure.

## Earnings by major (the number that decides "worth it")

> **Different measure — read on its own terms.** These are median earnings **1 year after completing the program** (early career, graduates only) — NOT the 10-years-after-entry school-wide figure above. Do not compare a program figure to the school figure; compare majors to each other. The Dept. of Education omits programs with too few graduates.

By program, early-career pay ranges from $20,229 to $42,058 across 7 program(s).

| Major | Credential | Pay (1 yr out) | Median debt |
| --- | --- | --- | --- |
| Ground Transportation. | Undergraduate Certificate or Diploma | $42,058 | $3,166 |
| Vehicle Maintenance and Repair Technologies/Technicians. | Undergraduate Certificate or Diploma | $35,403 | $10,491 |
| Precision Metal Working. | Undergraduate Certificate or Diploma | $29,414 | $8,481 |
| Electrical/Electronics Maintenance and Repair Technologies/Technicians. | Undergraduate Certificate or Diploma | $28,606 | $10,254 |
| Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR). | Undergraduate Certificate or Diploma | $28,582 | $10,237 |
| Construction Trades, General. | Undergraduate Certificate or Diploma | $27,043 | $10,391 |
| Heavy/Industrial Equipment Maintenance Technologies/Technicians. | Undergraduate Certificate or Diploma | $20,229 | $10,482 |

## What this is — and is NOT

Institution-wide medians from the U.S. Dept. of Education College Scorecard. **Not** a prediction of what you would earn or owe, **not** a figure for any single program (a CS and a fine-arts graduate of the same school diverge enormously), **not** proof the school caused the outcome (selection, not causation), and **not** a "best college" ranking. Explore North American Trade Schools by field of study at the official Scorecard: https://collegescorecard.ed.gov/school/?162371

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Structured data (JSON-LD), each figure labeled by epistemic status: `/education/north-american-trade-schools-md.jsonld` · all schools: `/education`