---
title: South Mountain Community College — cost, debt & earnings (College Scorecard)
location: Phoenix, AZ
control: Public
source: U.S. Dept. of Education College Scorecard (2026-06-10 release)
sourceUrl: https://collegescorecard.ed.gov/
---

# South Mountain Community College

Phoenix, AZ · Public · Certificate-granting

> Federal College Scorecard institution **medians** — not a prediction of any one student's outcome, and not a figure for any single program. Earnings/debt cover federally-aided students.

## The bottom line

| Figure | Value | Status |
| --- | --- | --- |
| Typical earnings, 10 yrs after entry | $39,825 | recorded |
| Earnings range (25th–75th pct) | $20,741 – $57,129 | recorded |
| Typical federal debt | $4,500 | recorded |
| Debt of students who withdrew | $4,500 | recorded |
| Completion rate | 16% | recorded |
| Average annual net cost | $18,898 | recorded |
| % earning above a $28k HS-grad wage | 54% | recorded |
| Debt ÷ a year's earnings | 0.11× | derived |
| Earnings premium vs $28k HS benchmark | $11,825 | derived |

**16% of students finish** — the loans are owed whether or not you graduate, so read every figure below next to this number.

Typical **federal** loan debt is $4,500 (≈ 11% of a year's typical earnings here). Note: this counts federal loans only — not private loans, Parent PLUS, or family savings — so true borrowing is usually higher; and because dropouts borrow less, low-completion schools can show a deceptively low debt figure.

## What this is — and is NOT

Institution-wide medians from the U.S. Dept. of Education College Scorecard. **Not** a prediction of what you would earn or owe, **not** a figure for any single program (a CS and a fine-arts graduate of the same school diverge enormously), **not** proof the school caused the outcome (selection, not causation), and **not** a "best college" ranking. Explore South Mountain Community College by field of study at the official Scorecard: https://collegescorecard.ed.gov/school/?105792

---

Structured data (JSON-LD), each figure labeled by epistemic status: `/education/south-mountain-community-college-az.jsonld` · all schools: `/education`