---
title: University of Massachusetts-Lowell — cost, debt & earnings (College Scorecard)
location: Lowell, MA
control: Public
source: U.S. Dept. of Education College Scorecard (2026-06-10 release)
sourceUrl: https://collegescorecard.ed.gov/
---

# University of Massachusetts-Lowell

Lowell, MA · Public · Bachelor-granting

> Federal College Scorecard institution **medians** — not a prediction of any one student's outcome, and not a figure for any single program. Earnings/debt cover federally-aided students.

## The bottom line

| Figure | Value | Status |
| --- | --- | --- |
| Typical earnings, 10 yrs after entry | $64,874 | recorded |
| Earnings range (25th–75th pct) | $40,834 – $100,222 | recorded |
| Typical federal debt | $18,250 | recorded |
| Debt of students who withdrew | $9,750 | recorded |
| Completion rate | 65% | recorded |
| Average annual net cost | $30,786 | recorded |
| % earning above a $28k HS-grad wage | 81% | recorded |
| Debt ÷ a year's earnings | 0.28× | derived |
| Earnings premium vs $28k HS benchmark | $36,874 | derived |

**65% of students finish** — the loans are owed whether or not you graduate, so read every figure below next to this number.

Typical **federal** loan debt is $18,250 (≈ 28% of a year's typical earnings here). Note: this counts federal loans only — not private loans, Parent PLUS, or family savings — so true borrowing is usually higher; and because dropouts borrow less, low-completion schools can show a deceptively low debt figure.

## Earnings by major (the number that decides "worth it")

> **Different measure — read on its own terms.** These are median earnings **1 year after completing the program** (early career, graduates only) — NOT the 10-years-after-entry school-wide figure above. Do not compare a program figure to the school figure; compare majors to each other. The Dept. of Education omits programs with too few graduates.

By program, early-career pay ranges from $25,855 to $97,889 across 49 program(s).

| Major | Credential | Pay (1 yr out) | Median debt |
| --- | --- | --- | --- |
| Electrical, Electronics, and Communications Engineering. | Master's Degree | $97,889 | not reported |
| Criminal Justice and Corrections. | Master's Degree | $93,394 | $20,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Master's Degree | $88,012 | $34,093 |
| Health and Medical Administrative Services. | Master's Degree | $83,445 | not reported |
| Criminal Justice and Corrections. | Graduate/Professional Certificate | $81,506 | not reported |
| Business Administration, Management and Operations. | Master's Degree | $81,208 | $21,720 |
| Mechanical Engineering. | Master's Degree | $81,072 | not reported |
| Computer and Information Sciences, General. | Master's Degree | $80,915 | not reported |
| Mechanical Engineering Related Technologies/Technicians. | Bachelor's Degree | $78,046 | not reported |
| Computer Science. | Bachelor's Degree | $73,995 | $25,000 |
| Civil Engineering. | Master's Degree | $70,932 | not reported |
| Electrical, Electronics, and Communications Engineering. | Bachelor's Degree | $69,655 | $25,413 |
| Accounting and Related Services. | Master's Degree | $68,443 | $23,375 |
| Health and Medical Administrative Services. | Graduate/Professional Certificate | $68,271 | not reported |
| Rehabilitation and Therapeutic Professions. | Doctoral Degree | $67,655 | $61,500 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor's Degree | $66,950 | $27,000 |
| Polymer/Plastics Engineering. | Bachelor's Degree | $66,354 | $27,000 |
| Computer Engineering. | Bachelor's Degree | $65,811 | $26,277 |
| Mechanical Engineering. | Bachelor's Degree | $63,402 | $25,000 |
| Chemical Engineering. | Bachelor's Degree | $62,760 | $26,825 |
| Biology, General. | Master's Degree | $62,654 | not reported |
| International Relations and National Security Studies. | Master's Degree | $61,236 | $19,662 |
| Information Science/Studies. | Bachelor's Degree | $60,218 | $21,990 |
| Civil Engineering. | Bachelor's Degree | $59,999 | $27,000 |
| Teacher Education and Professional Development, Specific Subject Areas. | Master's Degree | $59,468 | not reported |
| Clinical/Medical Laboratory Science/Research and Allied Professions. | Bachelor's Degree | $56,907 | $26,393 |
| Psychology, General. | Graduate/Professional Certificate | $53,151 | $20,500 |
| Educational Administration and Supervision. | Master's Degree | $51,707 | not reported |
| Curriculum and Instruction. | Master's Degree | $50,762 | $20,500 |
| Psychology, General. | Master's Degree | $49,526 | not reported |
| Public Health. | Master's Degree | $48,261 | $38,228 |
| Chemistry. | Bachelor's Degree | $48,106 | $26,737 |
| Business Administration, Management and Operations. | Bachelor's Degree | $46,402 | $21,500 |
| Mathematics. | Bachelor's Degree | $43,857 | $23,735 |
| Criminal Justice and Corrections. | Bachelor's Degree | $40,247 | $21,502 |
| Biology, General. | Bachelor's Degree | $39,628 | $22,750 |
| Economics. | Bachelor's Degree | $39,246 | $23,250 |
| Sociology. | Bachelor's Degree | $38,944 | $21,500 |
| Public Health. | Bachelor's Degree | $38,781 | $24,982 |
| Political Science and Government. | Bachelor's Degree | $36,914 | $18,173 |
| Liberal Arts and Sciences, General Studies and Humanities. | Bachelor's Degree | $35,536 | $22,625 |
| Psychology, General. | Bachelor's Degree | $33,235 | $23,250 |
| History. | Bachelor's Degree | $32,894 | $22,564 |
| Criminal Justice and Corrections. | Undergraduate Certificate or Diploma | $32,495 | $9,500 |
| Rehabilitation and Therapeutic Professions. | Bachelor's Degree | $31,365 | $26,147 |
| Nutrition Sciences. | Bachelor's Degree | $30,950 | $27,307 |
| Fine and Studio Arts. | Bachelor's Degree | $30,705 | $25,974 |
| English Language and Literature, General. | Bachelor's Degree | $29,796 | $25,000 |
| Music. | Bachelor's Degree | $25,855 | $27,000 |

## What this is — and is NOT

Institution-wide medians from the U.S. Dept. of Education College Scorecard. **Not** a prediction of what you would earn or owe, **not** a figure for any single program (a CS and a fine-arts graduate of the same school diverge enormously), **not** proof the school caused the outcome (selection, not causation), and **not** a "best college" ranking. Explore University of Massachusetts-Lowell by field of study at the official Scorecard: https://collegescorecard.ed.gov/school/?166513

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Structured data (JSON-LD), each figure labeled by epistemic status: `/education/university-of-massachusetts-lowell-ma.jsonld` · all schools: `/education`
