{
  "entityType": "institution",
  "schemaVersion": "institution.v1",
  "unitid": "156541",
  "slug": "university-of-the-cumberlands-ky",
  "name": "University of the Cumberlands",
  "city": "Williamsburg",
  "state": "KY",
  "url": "www.ucumberlands.edu/",
  "control": "Private nonprofit",
  "predDegree": "Bachelor",
  "locale": "Town",
  "ugEnrollment": 6941,
  "admissionRate": 0.9881,
  "netCostAnnual": 25567,
  "medianDebt": 8592,
  "medianDebtCompleters": 14911,
  "medianDebtWithdrawers": 5500,
  "medianEarnings10yr": 45036,
  "earningsP25": 28579,
  "earningsP75": 63134,
  "medianEarnings6yr": 39046,
  "pctEarningAboveHs": 0.638,
  "completionRate": 0.5043,
  "defaultRate3yr": 0,
  "repaymentRate1yr": 0.4584,
  "debtToEarnings": 0.191,
  "estCost4yr": 102268,
  "earningsPremiumVsHs": 17036,
  "source": {
    "dataset": "education_gold.institution_roi_surface",
    "sourceId": "src:doe:college-scorecard:institution:2026-06-10",
    "sourceLabel": "U.S. Dept. of Education College Scorecard (2026-06-10 release)",
    "sourceUrl": "https://collegescorecard.ed.gov/",
    "generatedAt": "2026-06-22T05:28:42.264198+00:00"
  },
  "byMajor": {
    "note": "Program pay is measured 1 year after completion (early career, graduates only) — a different, earlier measure than medianEarnings10yr (10 years after entry). Do not compare the two directly.",
    "earnLow": 21389,
    "earnHigh": 94970,
    "programs": [
      {
        "field": "Allied Health Diagnostic, Intervention, and Treatment Professions.",
        "cip": "5109",
        "credlev": "5",
        "credential": "Master's Degree",
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        "earn2yr": null,
        "debt": 118662,
        "d2e": 1.249,
        "awards": 57
      },
      {
        "field": "Educational Administration and Supervision.",
        "cip": "1304",
        "credlev": "6",
        "credential": "Doctoral Degree",
        "earn1yr": 69858,
        "earn2yr": 64791,
        "debt": 31421,
        "d2e": 0.45,
        "awards": 113
      },
      {
        "field": "Business Administration, Management and Operations.",
        "cip": "5202",
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        "credential": "Doctoral Degree",
        "earn1yr": 69532,
        "earn2yr": null,
        "debt": 32333,
        "d2e": 0.465,
        "awards": 194
      },
      {
        "field": "Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.",
        "cip": "5138",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 58893,
        "earn2yr": null,
        "debt": 8358,
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        "awards": 84
      },
      {
        "field": "Business Administration, Management and Operations.",
        "cip": "5202",
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        "credential": "Master's Degree",
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        "earn2yr": 49787,
        "debt": 16263,
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        "awards": 491
      },
      {
        "field": "Educational Administration and Supervision.",
        "cip": "1304",
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        "credential": "Master's Degree",
        "earn1yr": 49719,
        "earn2yr": 50856,
        "debt": 21878,
        "d2e": 0.44,
        "awards": 459
      },
      {
        "field": "Student Counseling and Personnel Services.",
        "cip": "1311",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 43935,
        "earn2yr": 43338,
        "debt": 21171,
        "d2e": 0.482,
        "awards": 157
      },
      {
        "field": "Curriculum and Instruction.",
        "cip": "1303",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 41204,
        "earn2yr": 41472,
        "debt": 11852,
        "d2e": 0.288,
        "awards": 263
      },
      {
        "field": "Teacher Education and Professional Development, Specific Subject Areas.",
        "cip": "1313",
        "credlev": "5",
        "credential": "Master's Degree",
        "earn1yr": 39627,
        "earn2yr": 40446,
        "debt": 12997,
        "d2e": 0.328,
        "awards": 186
      },
      {
        "field": "Teacher Education and Professional Development, Specific Levels and Methods.",
        "cip": "1312",
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        "credential": "Master's Degree",
        "earn1yr": 37782,
        "earn2yr": 37354,
        "debt": 17564,
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        "awards": 464
      },
      {
        "field": "Business/Commerce, General.",
        "cip": "5201",
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        "credential": "Bachelor's Degree",
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        "earn2yr": 36104,
        "debt": 15568,
        "d2e": 0.417,
        "awards": 175
      },
      {
        "field": "Clinical, Counseling and Applied Psychology.",
        "cip": "4228",
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        "credential": "Master's Degree",
        "earn1yr": 36485,
        "earn2yr": 44835,
        "debt": 43350,
        "d2e": 1.188,
        "awards": 327
      },
      {
        "field": "Teacher Education and Professional Development, Specific Levels and Methods.",
        "cip": "1312",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 32729,
        "earn2yr": 28598,
        "debt": 19500,
        "d2e": 0.596,
        "awards": 97
      },
      {
        "field": "Criminal Justice and Corrections.",
        "cip": "4301",
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        "credential": "Bachelor's Degree",
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        "earn2yr": 33993,
        "debt": 23375,
        "d2e": 0.778,
        "awards": 82
      },
      {
        "field": "Mental and Social Health Services and Allied Professions.",
        "cip": "5115",
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        "credential": "Bachelor's Degree",
        "earn1yr": 29799,
        "earn2yr": null,
        "debt": 16216,
        "d2e": 0.544,
        "awards": 67
      },
      {
        "field": "Human Services, General.",
        "cip": "4400",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 28264,
        "earn2yr": 28055,
        "debt": 17669,
        "d2e": 0.625,
        "awards": 110
      },
      {
        "field": "Sports, Kinesiology, and Physical Education/Fitness.",
        "cip": "3105",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 27534,
        "earn2yr": 20140,
        "debt": 19587,
        "d2e": 0.711,
        "awards": 90
      },
      {
        "field": "Psychology, General.",
        "cip": "4201",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 27389,
        "earn2yr": 29685,
        "debt": 13730,
        "d2e": 0.501,
        "awards": 130
      },
      {
        "field": "Biology, General.",
        "cip": "2601",
        "credlev": "3",
        "credential": "Bachelor's Degree",
        "earn1yr": 21389,
        "earn2yr": null,
        "debt": 17500,
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    ]
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}