---
title: University of the Cumberlands — cost, debt & earnings (College Scorecard)
location: Williamsburg, KY
control: Private nonprofit
source: U.S. Dept. of Education College Scorecard (2026-06-10 release)
sourceUrl: https://collegescorecard.ed.gov/
---

# University of the Cumberlands

Williamsburg, KY · Private nonprofit · Bachelor-granting

> Federal College Scorecard institution **medians** — not a prediction of any one student's outcome, and not a figure for any single program. Earnings/debt cover federally-aided students.

## The bottom line

| Figure | Value | Status |
| --- | --- | --- |
| Typical earnings, 10 yrs after entry | $45,036 | recorded |
| Earnings range (25th–75th pct) | $28,579 – $63,134 | recorded |
| Typical federal debt | $8,592 | recorded |
| Debt of students who withdrew | $5,500 | recorded |
| Completion rate | 50% | recorded |
| Average annual net cost | $25,567 | recorded |
| % earning above a $28k HS-grad wage | 64% | recorded |
| Debt ÷ a year's earnings | 0.19× | derived |
| Earnings premium vs $28k HS benchmark | $17,036 | derived |

**50% of students finish** — the loans are owed whether or not you graduate, so read every figure below next to this number.

Typical **federal** loan debt is $8,592 (≈ 19% of a year's typical earnings here). Note: this counts federal loans only — not private loans, Parent PLUS, or family savings — so true borrowing is usually higher; and because dropouts borrow less, low-completion schools can show a deceptively low debt figure.

## Earnings by major (the number that decides "worth it")

> **Different measure — read on its own terms.** These are median earnings **1 year after completing the program** (early career, graduates only) — NOT the 10-years-after-entry school-wide figure above. Do not compare a program figure to the school figure; compare majors to each other. The Dept. of Education omits programs with too few graduates.

By program, early-career pay ranges from $21,389 to $94,970 across 19 program(s).

| Major | Credential | Pay (1 yr out) | Median debt |
| --- | --- | --- | --- |
| Allied Health Diagnostic, Intervention, and Treatment Professions. | Master's Degree | $94,970 | $118,662 |
| Educational Administration and Supervision. | Doctoral Degree | $69,858 | $31,421 |
| Business Administration, Management and Operations. | Doctoral Degree | $69,532 | $32,333 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor's Degree | $58,893 | $8,358 |
| Business Administration, Management and Operations. | Master's Degree | $54,858 | $16,263 |
| Educational Administration and Supervision. | Master's Degree | $49,719 | $21,878 |
| Student Counseling and Personnel Services. | Master's Degree | $43,935 | $21,171 |
| Curriculum and Instruction. | Master's Degree | $41,204 | $11,852 |
| Teacher Education and Professional Development, Specific Subject Areas. | Master's Degree | $39,627 | $12,997 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master's Degree | $37,782 | $17,564 |
| Business/Commerce, General. | Bachelor's Degree | $37,376 | $15,568 |
| Clinical, Counseling and Applied Psychology. | Master's Degree | $36,485 | $43,350 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor's Degree | $32,729 | $19,500 |
| Criminal Justice and Corrections. | Bachelor's Degree | $30,064 | $23,375 |
| Mental and Social Health Services and Allied Professions. | Bachelor's Degree | $29,799 | $16,216 |
| Human Services, General. | Bachelor's Degree | $28,264 | $17,669 |
| Sports, Kinesiology, and Physical Education/Fitness. | Bachelor's Degree | $27,534 | $19,587 |
| Psychology, General. | Bachelor's Degree | $27,389 | $13,730 |
| Biology, General. | Bachelor's Degree | $21,389 | $17,500 |

## What this is — and is NOT

Institution-wide medians from the U.S. Dept. of Education College Scorecard. **Not** a prediction of what you would earn or owe, **not** a figure for any single program (a CS and a fine-arts graduate of the same school diverge enormously), **not** proof the school caused the outcome (selection, not causation), and **not** a "best college" ranking. Explore University of the Cumberlands by field of study at the official Scorecard: https://collegescorecard.ed.gov/school/?156541

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Structured data (JSON-LD), each figure labeled by epistemic status: `/education/university-of-the-cumberlands-ky.jsonld` · all schools: `/education`